We want to make sure you have the information you need to make the right financial decisions. Listed below are several disclosures we made available for your reference. 如果你有问题, please contact us at (877) 495-1600 and a Member Service Center Representative will assist you.
To view forms, you must have Adobe Acrobat Reader installed on your computer. If you do not have it installed, click "获取adobereader" below for a free version.
一般信息披露
- California Coast Federal and State Privacy Notice
- 美国爱国者法案披露
- Mobile Wallet 条款 and 条件
- Cal Coast 在线 条款 and 条件
- 手机银行 条款 and 条件
- Debit Mastercard Guide to 好处
- Credit Mastercard Guide to 好处
- Federal E-Sign Act Disclosure and Agreement
- 声明中披露
- Website 条款 of Use and Agreement
- 持卡人协议
- 利率
消费品披露
- 会员 Agreement and 披露的信息
- 消费者差饷表
- Consumer Service Charge Schedule
- 储蓄/爱尔兰共和军储蓄TISA
- 支票帐户TISA
- 货币市场信息披露
- 证书账户披露
业务产品披露
NCUA披露:
Your Insured Deposits are Secure
We understand recent financial news may have you looking for more information about how 加州海岸信用社 insures members' deposits.
California Coast's member deposits are insured by the National Credit Union Administration (NCUA.) The NCUA is the federal agency that charters and supervises federal credit unions and insures savings in federal and most state-chartered credit unions across the country through the National Credit Union Share 保险 Fund (NCUSIF), a federal fund backed by the full faith and credit of the United States 政府ernment.
With the passage of the Emergency Economic Stabilization Act of 2008, member's deposits are now insured up to at least $250,000美元,最高250美元,000 for certain retirement accounts. Please refer to this website for more information on how the insurance is calculated.
It's important to note that not one penny of insured savings has ever been lost by a member of a federally insured credit union. California Coast Is Your Safe Harbor.
请放心, California Coast is a financially sound, well-capitalized credit union which means, beyond meeting the regulatory required capital level, we have substantial funds set aside in reserves as an additional protection for our members.
Please feel free to call us at (877) 495-1600 if you have additional questions or would like to review your accounts.
NCUA Share 保险 Estimator
The term "noninterest-bearing transaction account" includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal ("NOW") account, 货币市场存款帐户, and Interest on Lawyers Trust Account ("IOLTA"), even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.政府.